Wells fargo active cash card reddit

While most credit cards offer a 1% or even 1.5% cash-back rate on all purchases, this card offers an unlimited 2% cash rewards on purchases. There is a caveat though -- you can redeem your cash ...

Also, note that the Wells Fargo Active Cash charges an introductory 3 percent balance transfer fee ($5 minimum) for the first 120 days from account opening. After the first 120 days, the balance ...If you have a rewards balance, it will be transferred to your new Active Cash Card. Your rewards points will be converted to cash rewards. Cash rewards earn $0.01 for every dollar spent. For example, 20,000 rewards points will convert to $200 cash rewards.It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card. Wells Fargo Active Cash Visa ® Card Account Addendum Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with ...Wells Fargo dropping $25 minimum redemption. 306. 73. r/CreditCards. Join. • 9 days ago.Call 1-800-642-4720 or visit a Wells Fargo location . 1. Additional terms and conditions apply. Balance transfers have no grace period or rewards points, cash rewards, or rebates earned. If you transfer amounts owed to another creditor and maintain a balance on this credit card account, you will not qualify for future grace periods on new ...The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full ...

3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.Wells Fargo Active Cash I saw there is a deal on the WF earn more rewards website for 15% bonus cash rewards on all gas stations purchases until May 22nd 2022. Under terms, it says the offer 'may not' be eligible at wholesale club gas stations.Re: Wells Fargo Active Cash Approved. CONGRATS @MoneyBurns on your Wells Fargo Active Cash approval and the AWESOME SL!! AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K. Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS ...Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.While most credit cards offer a 1% or even 1.5% cash-back rate on all purchases, this card offers an unlimited 2% cash rewards on purchases. There is a caveat though -- you can redeem your cash ...The Wells Fargo Autograph is one of the best cards...for someone who does not already have a lot of categories covered. It earns 3% on restaurants, 3% on travel, 3% on gas, 3% on transit, 3% on streaming, and 3% on phone plans. In addition to offering 3% on phone plans, it provides cell phone protection.As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. Blue Cash Preferred. $6,600 / year earning 6 percent back + $4,200 / year earning 3 percent back + $6,700 / year earning 1 percent back = 589. $95 ($0 intro annual fee for the first year) $494. That said, if you don't like the idea of an annual fee, the Autograph Card can still offer impressive value on its own.

I'm looking at the Citi Custom Cash (I've had the double cash for 4 years and 9 months) and also the Wells Fargo Active Cash (I've had the Wells Fargo 1.5% card since April 2020). It's probably worth noting I also have a Wells Fargo checking account. Equifax reports 4 hard inquiries, with one from May, February, January, and one from November.I mean I avoid bank of America for the exact same reason. Chase I still use but only for the Amazon prime card. I think the reason people hate Wells Fargo so much, and I hate them so much, is because their bullshit was so personal. Opening fake accounts for existing customers and charging them fees is really fucked.Reward, gone? : r/CreditCards. Wells Fargo, Active Cash. Reward, gone? I hit the $1000 mark and received the $200, plus another $25 for other purchases. Went to the rewards section and redeemed $225 back to the card, thinking it would just apply to my balance. I don't see it anywhere now, reflected in the balance or available anywhere to be ...Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments.Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ... I got a Wells Fargo Cash Wise (1.5% cash back) card in 2017. I got the Active Cash in July 2022 after hearing that my Cash Wise might be product changed to the Active Cash. But I wanted to get the Active Cash signup bonus of $200 before that happened. Then I got an Autograph in January 2023. So what happens to my Cash Wise now?

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Wells Fargo Active Cash $200 SUB for $500 Spend (New Offer) Doesn't look like any really mentioned this except for somebody who mixed up the active cash and the autograph. Anyway that's a good deal since it'll be a %40 return and the unlimited %2 back. I applied and got it with a 10k cl. Vote.Our Rating 4.0/5 How our ratings work; APR 20.24%, 25.24%, or 29.99% (Variable) ; Annual Fee $0; $200 $200 Cash Bonus More Info Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. If you're a fan of earning cash rewards for your everyday spending, then you need a credit card that rewards you for purchases outside of popular bonus categories like travel ...Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.Aug 25, 2023 · The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ... Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.The deeper I get into the credit card world, sometimes I feel like it's just not worth juggling and monitoring 6+ daily driver cards with different banks just to get 4-5% on every category. Chase CFU + Amex BCP seems to capture the vast majority of rewards, with both of the best customer service banks.

If you've met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account. Click the 'Cash Track' link. •. I believe I saw some DPs mentioning it may take a statement or two. Did the statement in which you passed the $1000 cumulative close yet?Wells Fargo Active Cash, declined. current recon #? +700 FICO, 30% utilization across 3 cards. Anyone have a working recon #? The two I tried (800-967-9521 & 866-412-5956) were not recon #s. At least nothing like my recon experiences in the past. x5956 pulls up on several sites, but after navigating the menu and talking with a rep, it felt like ...Both have the same $200 sub. Both have the same annoying $25 increment redemption limit. WF only allows direct deposit into their accounts while the FNBO Evergreen allows for direct deposit into any account. I think it might be better to go after the WF Active Cash only because the WF Autograph is also coming out soon.If you travel outside of the US often, or you make online purchases from merchants based in other countries, the Fidelity Visa has only a 1% foreign transaction fee vs. the 3% FTF on the Active Cash. Realistically, you won’t use either of these cards for foreign purchases, though. You’ll get something else without a fee. Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear.Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...Wells Fargo Active Cash - Sign up Bonus Period. After you qualified for the intro rewards offer of $200 back after spending $500 in first three months, how long did it take for the bonus to post? Mine has been pending for a couple weeks and my statement date has passed. I'm not sure when it'll post and their online portal has no way to send ...It really is a 2% cash back on all purchases. They accumulate in your rewards account and can only be cashed out in increments of $25 unless you use a portal like travel. But besides that, there are no restrictions on how much you earn or where the money goes. You can request a check in the mail if you want.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago. IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...

With the Citi Double Cash, the balance transfer fee increases to 5% ($5 minimum) if completed after four months of account opening. With the Active Cash, the balance transfer fee increases to up ...

The Wells Fargo Active Cash® Card, for example, pays an unlimited 2% cash back on all purchases. It also comes with a sign-up bonus as well as an introductory APR offer for purchases and balance ...Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in …Wells Fargo Active Cash Pending Status. Applied for the Active Cash card this morning and didn't get approved, but didn't get denied either. "We need to verify a few pieces of information before we can give you a credit decision." This is the first time applying for a Wells Fargo card. Prior to this I've had no relationship with the bank.Wells Fargo Active Cash® Card Wells Fargo Reflect® Card; 30,000 bonus points when you spend $1,500 in purchases in the first 3 months ($300 cash redemption value) $200 cash rewards bonus after spending $500 within the first three months of account opening. No welcome bonus. No annual fee.What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. ... Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . …Wells Fargo Retail Services states that the Wells Fargo Home Projects Visa can be used at the home improvement store that issued the card, as well as any other stores where Visa is accepted.Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Neither. Look up Alliant credit Union signature visa 2.5% all purchass.

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According a Doctor of Credit rumor posted earlier today, Wells Fargo will be discontinuing most of its current credit card line, excluding the long intro period 0% APR Platinum Visa and the recently announced and soon to be introduced Active Cash Visa. The rumor was posted by the Reddit poster LA-and-SF, who previously posted the later ...Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.If the card is just for Costco shopping, and not gas, you could go with the Alliant Visa Signature or a 2% Visa like the Wells Fargo Active Cash. If you have BoA Plat Honors, a Customized Cash would get 3.5% back in the warehouse and 5.25% back at the pump, far surpassing the 2%/4% of the Citi Costco card.The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...From Doctor of Credit. Wells Fargo will discontinue it's current line up of credit cards, apart from the no rewards Visa Platinum and the recently launched Active Cash card. This is not a huge surprise given the fact that Wells Fargo had previously announced it would be launching three new cards (including the Active Cash card) and the fact ...The winner: Wells Fargo Active Cash. Both cards have intro APR offers, but the Wells Fargo Active Cash comes out on top because its 0 percent intro APR applies to both purchases and qualifying balance transfers (those performed within the first 120 days) for 15 months. The card also has an intro balance transfer fee of 3 percent or $5 ...The Wells Fargo Active Cash® Card is best for applicants with good credit, which typically means a credit score of 670 or higher. A credit score above 720 will give you even better chances of ...Total Accounts: 4 (3 open: Discover It Chrome Student, Chase Amazon Prime Rewards Visa Signature, and an Amazon Rewards Store Card. 1 closed: a Capital One Secured Card) Credit available: $15,850 credit available (half is the Chase Amazon Prime) Credit utilization: 1-3% I have never had any other Wells Fargo accounts Approved, $2,000 CLFWIW, there is another Reddit post confirming Wells Fargo will launch the Autograph Visa card on July 13th. ... Active Cash to the Propel card.WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa. ….

FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We look at the amounts you owe and ...Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in purchases in the first year.Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ... I told them to get the other card since the active cash has a $25 minimum in order to redeem your cash back towards your statement balance. Shortly thereafter, someone said that Wells Fargo is dropping this $25 minimum in March and even provided a link. I checked the link and it looked legit, but since then, the user has deleted their post and ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.A card earning 1.5% can typically be more valuable than a 2% card if it earns a sign-up bonus (depending on your spending), so this is where the Wells Fargo Active Cash® Card comes out on top ...Similarly, Wells Fargo ATM cash reward withdrawals can only be completed in $20 cash rewards increments (2,000 points). These restrictions aren’t a big issue unless you’re in a pinch, though ...I currently have 5 cash back cards that have some redundancy: 2% Catch-All: Wells Fargo Active Cash 2% Apple Card 2% only on Apple Pay (it's not in my physical wallet - this was my original "2%" card. It's not seeing much use lately.) 3% Category Spend: Wells Fargo Autograph: Cell phone and Internet service Gas Dining TravelApplying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver’s license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved. Wells fargo active cash card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]